Sukanya Samriddhi Yojana Application Form

Sukanya Samriddhi Yojana Application Form

 

Sukanya Samriddhi Yojana Application Form
Sukanya Samriddhi Yojana Application Form

Sukanya Samriddhi Yojana Application Form: Many parents are constantly worried about their daughter’s education and marriage. But no solution is found to free people from such worries. In such a situation, Sukanya Samriddhi Yojana can prove to be very beneficial for the parents of daughters.

 

By using Sukanya Samriddhi Yojana, parents can work to make the future of their daughters secure and bright. Not only this, but you can easily overcome big expenses like marriage. In this article, we will tell you all the information related to Sukanya Samriddhi Yojana in detail and will also tell you how to apply for it.

 

Sukanya Samriddhi Yojana 2023

 

Sukanya Samriddhi Yojana 2023 is a savings investment scheme brought for the parents of daughters. This scheme is being operated through the government only. Under the Beti Bachao Beti Padhao campaign, this scheme has been brought for the bright future of daughters. Under this scheme, parents of daughters can open a Sukanya Samriddhi Yojana account in the name of their daughter and deposit a savings amount in it.

 

Under this scheme, in return for depositing money in a savings account in the name of their daughter, the government gives a fixed amount as interest to those parents. Between the years 2023-24, the government increased the interest amount being given under Sukanya Samriddhi Yojana from 7.6 to 8%. If a daughter is born in your house too, then definitely read this article completely. In this article, we will give you all the information related to this scheme in detail and will also tell you how to apply for it.

 

Sukanya Samriddhi Yojana benefit from this scheme?

 

Keep in mind that this scheme has not been brought for all parents. There are only a few people who can take advantage of this scheme.

 

Only those parents who have a daughter will be allowed to open this account.

Parents who have adopted a daughter can also legally avail the benefits of this scheme.

The benefit of this scheme can be availed only for two daughters.

Conditions for opening account of Sukanya Samriddhi Yojana

 

If you want to avail the benefits of Sukanya Samriddhi Yojana then you have to follow these conditions.

 

Under this scheme, an account can be opened anytime between the birth of the daughter and the age of 10 years.

After opening this account, it will remain operational till the daughter turns 21 years of age. Or if his age is 18 years then this account will remain active even till marriage.

After the daughter completes 18 years, if the parents want to withdraw money to spend on her education, then 50% of the money can be withdrawn.

 

How much money can be invested in Sukanya Samriddhi Yojana?

 

If you want to open your account under Sukanya Samriddhi Yojana, then for this you will have to deposit a minimum of ₹ 250 to ₹ 1.5 lakh per year. After opening the account, you will have to deposit it in your Sukanya Samriddhi Yojana account continuously for 15 years.

 

A much more convenient process has been made for depositing money in the account of Sukanya Samriddhi Yojana. If someone wants, they can deposit money every month and if someone wants, they can deposit money even once a year.

 

Sukanya Samriddhi Yojana Documents

 

If you want to apply online for this scheme then you must have some required documents which are listed below –

 

  • birth certificate of the girl child
  • Certified document of the girl’s parents’ address
  • Identity card of the girl’s parents or guardian
  • PAN card
  • Aadhar card
  • passport size photo

 

Can the account be closed prematurely?

 

If there is an unfortunate death of an account holder then in such a situation the account can be closed. In such a situation, the entire amount is paid to the guardian of the account holder till the account is closed. This amount also includes interest for the first month after account closure.

 

Apart from this, even if 5 years have passed since the account was opened, permission to close the account may also be granted. Or the account can be closed due to some other reason also. But in such a situation, the account holder will not get the interest received under Sukanya Samriddhi Yojana but will only get the interest on that amount in the post office savings bank account.

 

Sukanya Samriddhi Yojana Apply Online

 

If you want to open a bank account under Sukanya Samriddhi Yojana, then you will have to go to any government-recognized bank or post office branch and there you can open this account by following the following procedure.

 

First of all, go to any authorized bank or post office.

There you will be given the form of Sukanya Samriddhi Yojana.

Read all the details asked in that form properly and also attach all the necessary documents with it.

Along with this, you will have to pay the first installment of the deposit amount.

As this first installment, you can pay anywhere from ₹ 250 to ₹ 1.5 lakh.

You can make the payment through cash demand draft or even a cheque.

After this, when you submit the form, then further process will be started through that particular bank or post office.

After document verification, if everything is correct, your Sukanya Samriddhi Yojana account will be opened and you will also be issued a passbook.

 

Application Form Click Now

 

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